/* ═══════ HOW IT WORKS ═══════ */
.how-it-works {
  padding: 40px clamp(20px, 4vw, 60px) 60px;
  background: var(--cream);
}
.how-it-works-inner {
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}
.how-it-works .section-heading { margin-bottom: 24px; }
.how-it-works-steps {
  display: flex;
  justify-content: center;
  gap: 48px;
  margin-bottom: 32px;
  max-width: 900px;
  margin-left: auto;
  margin-right: auto;
}
.how-it-works-step {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 14px;
}
.how-it-works-icon {
  width: 100px;
  height: 100px;
}
.how-it-works-icon svg {
  width: 100%;
  height: 100%;
}
.how-it-works-step-text {
  font-size: calc(0.95rem + 2px);
  color: var(--navy);
  font-weight: 400;
  line-height: 1.5;
}
.how-it-works-desc {
  font-size: calc(0.95rem + 2px);
  color: var(--navy);
  line-height: 1.7;
  max-width: 600px;
  margin: 0 auto 32px;
}
@media (max-width: 600px) {
  .how-it-works-steps { flex-direction: column; gap: 32px; align-items: center; }
  .how-it-works-step { max-width: 200px; }
}

/* ═══════ FINANCING SCREENSHOT ═══════ */
.financing-screenshot {
  padding: 0 clamp(20px, 4vw, 60px) 80px;
  background: var(--cream);
}
.financing-screenshot-inner {
  max-width: 900px;
  margin: 0 auto;
  text-align: center;
}
.financing-screenshot img {
  max-width: 100%;
  border-radius: 16px;
  box-shadow: 0 8px 40px rgba(0,0,0,0.08);
  padding: 0 24px 24px 24px;
}